Evaluate the UK implementation of the ‘twin peaks’ model of regulation, and how it differs from the single regulator model in place prior to the 2007/08 financial crisis?

Commercial Law

You must answer ONE of the following Questions
Either

Evaluate the UK implementation of the ‘twin peaks’ model of regulation, and how it differs from the single regulator model in place prior to the 2007/08 financial crisis?

or

Write a report regarding the redress mechanisms available to consumers who suffer harm at the hands of financial institutions.

Your report should:
Analyse the mechanisms available with reference to the appropriate law, regulations, case law and case studies; and detail any appropriate reforms.